Improved e-lottery

This message is from Virtual World Direct e-lottery. You can join under me by going here: www.virtualworlddirect.com/11640mb

It's Just Got A Whole Lot Easier To Introduce New Affiliates ...

Because, starting today, anyone who joins us as an Affiliate Member does NOT have to pay the £20 four weeks' e-Lottery Subscription in advance nor the £20 Entry Protection Deposit.

That's right... as a requirement for joining, we've scrapped them!

Which means that for a single-syndicate place, a Player Membership costs £5 a week to play... and Affiliate Membership is now only...

£5 a week to play + £4.99 to join

(We've had to leave the 12-monthly membership fee of £4.99 in place — now called the Annual Affiliate Fee — to cover extra admin costs.)

So for an additional £4.99 and the chance to introduce friends and play for less or effectively for f'ree — let alone for the residual income p'otential — why wouldn't newcomers choose Affiliate Membership rather than Player Membership?
Now Even Better Value For Money

And just to 'sweeten the deal', if an Affiliate enrols in both UK and Euro Syndicates upon joining, they pay only a SINGLE £4.99 Annual Affiliate Fee, not one for each syndicate — a £4.99 saving!

Len and I and the Support team don't think we couldn't possibly off'er the e-Lottery Affiliate Program at any better value for money than we now do. Wouldn't you agree?
We're confident many more of your prospects will go for the Affiliate option now, and that you'll see more recruiting at 2nd level and below in your team.

For the record...

Affiliate Members have the option to pay an EDP to safeguard their syndicate place in the event of payment hiccups and, just like Player Members, the option to pay subscriptions weekly or 2-weekly or 4-weekly — the choice is theirs.

Also, Affiliates will still receive a VWD Welcome Pack in the post with real membership card(s).

A Moving Experience For VWD

Before signing off, I just want to tell you about a very moving experience I've had... Indeed all of us at HQ have had.

Not a moving emotional experience, you understand, but a moving house experience — literally!

Because we've relocated the VWD offices from Bevan House to Commodore House. (No gags about sailors or obsolete computers, please.)

In fact, here for your address book are the full details for the new bigger and better headquarters:


Commodore House
51 Conwy Road
Colwyn Bay
North Wales
LL29 7AW
UK

Tel: 01492 534485
Fax: 01492 536072

"Bigger and better offices might be all very nice for you guys," you may well be saying yourself, "but what does the move mean to me?"
Well... for a start, longevity....

It indicates an expanding business... the result of a profitable business... which means a more stable, durable business... which means you can be confident the e-Lottery Program is going to be around for a long time to come (unlike many other here-today-gone-tomorrow opportunities).

And at a practical level, it indicates further development of our capability to give you the very highest levels of service. Indeed, we're expecting to take on more members of staff over the next few months to fulfil exactly that purpose.

Oh... and by the way... our new office suite includes a boardroom which you will be welcome to come and use for meetings; we'll have it fully furnished and available shortly.

Although if ever you're passing our way, do please drop in just to see us for a cuppa and a chat... we'll be delighted to show you around.

Warm regards and here's to a ton of e-Lottery luck in 2005.

Tom Brodie
Co-founder, Virtual World Direct Ltd

www.virtualworlddirect.com/11640mb

Cost of insurance set to increase

The cost of insurance is set to rise as new rules governing the industry come into force on Friday.
Only firms authorised by the Financial Services Authority can now trade, and they are subject to strict guidelines on how policies are promoted and sold.

Insurers' extra costs are expected to be passed on to consumers, and a £2.80 average policy price rise is estimated.

The British Insurance Brokers' Association said the new rules would "protect consumers".

'Firms not ready'

Firms will be legally required to issue documents that clearly and simply explain policy details, provider and price.

The regulation is aimed at stopping people buying too much or too little cover.

Some 9,700 firms had last month been approved to continue trading by the Financial Services Authority (FSA).

But a survey by information solutions company Docucorp found that 92% of senior insurance managers were concerned firms would not be ready for Friday's new regulations.

The same percentage thought the FSA had underestimated the cost of implementing the new rules.

Nick White, head of personal finance at Uswitch.com, said: "The increased cost of such regulation does mean that insurance providers and brokers will look for ways to pass on the cost instead of eroding the profits they make.

"Whilst the introduction of the 'initial disclosure document' and 'statements of price' means that some of these costs will be visible, it is of course virtually impossible to see what element of the premiums charged is due to the increased cost of regulation."

More complicated?

Firms awaiting a final decision by the FSA are granted interim authorisation, and consumer groups warned that people using these firms would not be entitled to compensation if they lost money because the company folded.

Travel insurance bought with a holiday through a travel agent also does not have the protection of the FSA.

Which? magazine expressed concern that complex policies like income protection, critical illness and life insurance were now treated the same as simpler products like house and car insurance.

Louise Hanson, Which? head of campaigns, said: "This is a major concern, as it's much harder for people to choose the right product in these areas and there's a greater risk if they're sold the wrong policy."

Source: BBC

Search and Email Finally Come Together

Google's Gmail: Search and Email Finally Come Together
By Merle http://MCPromotionsPress.com

If Google ran the world, my guess is that they'd do a pretty
good job. They seem to be everywhere, always growing and
expanding, coming up with new ways to be the dominant player
in the search arena.

Google's latest invention (or should I say re-invention?) is
email. Now, I know what you're thinking: "Big Deal. Free email
accounts are a dime a dozen." While that may be true for your
everyday email providers like Yahoo and Hotmail, it's definitely
not the case with Google's new Gmail: http://Gmail.Google.com

Gmail is web-based email on steroids. To start with, you're
given over 1,000 MB of storage, which means you can keep
messages for years without ever hitting your delete key and
still have plenty of room. In fact, Google encourages you not
to delete messages; they would rather you "archive" them, but
we'll get to that in a minute.

When you send someone an email and he replies and then you reply,
Google calls this a "conversation." Similar to a "threaded
discussion board," these conversations are grouped together for
easier searching. If you open an email, any responses to it are
"stacked" on top. Pretty cool!

The contacts from your pre-existing Yahoo, Outlook or other
email accounts can be imported into Gmail quite easily.

Now let's talk about that dirty word, "Sp.m." Gmail has its own
built-in filter and includes a button that enables you to report
any junk mail you didn't request to Google directly. Because of
possible viruses, HTML images are automatically disabled but can
be viewed by clicking on a separate button.

Also, for this reason .exe files are not allowed to be sent or
received by Gmail account users. This could pose a problem for
marketers who attach .exe ebooks to Gmail users.

Unlike other email programs that allow you to create folders
to hold emails you wish to file, Google uses what is called
"labels." One email conversation can have more then one label
attached to it, making it easy to find when searching on a
specific topic later.

When you're done with a message, clicking on the "archive"
button will take it out of your Inbox and put it into what
Google calls "All Mail." This is a holding ground for all
emails you have sent or received, so you don't have to delete
them, but it still removes them from your Inbox. When you need
to do a search for a past message, you would want to click into
"All Mail" first.

So what does all this great email search technology cost? Are
you ready? It's free -- but you will be exposed to text ads from
Google's Adsense Program in the side border of your emails. All
messages are scanned for their main theme and related text ads
are shown within the emails content. Of course, this has many
privacy advocates in an uproar. But why should it? The messages
are not read by a human; it's all an automated machine process.
The way I see it is, if it bothers you, don't use it. Gmail is
not forcing itself on anyone and last time I checked it was
still a free country.

Now, before you go rushing over to Google to sign up I have to
tell you this service is still not available to the public. Sort
of like a private club right now while they're in the testing
phase, you'll have to be "invited" by a current Gmail user or
you can buy your way in. If you do a search on Ebay you may find
an account or two for sale. There's also a website dedicated to
Gmail account sharing at http://www.GmailSwap.com

Remember, once you get an account, failure to log in for 9
months or more will cause you to lose it. Compared to Hotmail's
30 days, this is something I can live with. Google is also
working on rolling out POP3 support so you can use your account
from within your current email application and possibly add on
an antivirus scanning feature by licensing an existing virus
protection technology.

Anytime a new service or application pops onto the Net, hacks
and software add-ons are never far behind. Here are some software
additions that will enhance your life as a Gmail user:

1) POP Goes the Gmail: Enables you to read your Gmail from any
POP3 account. Go to http://www.Jaybe.org

2) Import Your Email: Tool to export your existing email from
your current email client over to Gmail.
http://www.marklyon.org/gmail

3) Gmail Drive: Uses your Gmail account for additional storage.
This software creates a virtual file system around your email
account. It literally adds another drive onto your computer.
You can drag files or folders and have them sent and saved to
your Gmail account. Only works with IE 5.0 or higher.

Get it at http://www.viksoe.dk/code/gmail.htm

4) Hide the Ads: This hack is for the Firefox Browser and
actually hides the text ads that Gmail displays within each
message. For install info, see...
http://digitalmediaminute.com/article/1063/

5) Icon Generator: Create your own Gmail Icon
http://www.nhacks.com/email/index.php

6) Gmail Notifier: Downloadable software for Windows 2000 or XP.
This icon sits in your Window tray and alerts you when a new
Gmail message arrives in your in box.

http://toolbar.google.com/gmail-helper/

7) Gmail Trax: Allows you to search your Gmail account, emails
from your desktop.

See http://www.tong-web.com/gmail

8) PS Gmail: If you already have a POP Email account, use this
service to check your Gmail account too. 15 day fully
functional trial- Cost is $7.90

Go to http://windohs.net/psgmail/

So there you have the "skinny" on Google's new Gmail. The
two biggest benefits I can see are the searching and storage
capabilities. These two factors alone outperform any other web
based email program out there today.

By combining Google's powerful search functions with email,
you'll never again have to say "Now where did I put that
message?"

================================================================
Merle of WebSiteTrafficPlan.com offers a F-r-e-e ebook and an
e-course that will teach you how to promote and market your
website. Grab your copy now at http://WebSiteTrafficPlan.com
================================================================

Issue 29 has been published

Working Hours Free! magazine has been released to all subscribers and should be with you, at the latest, by Tuesday 11th January 2005.

Interesting to note that the new Working Hours classified ads site appeared at number 6 position on Yahoo today. I typed in 'working Hours' and there it was.

A further 1000 hard copy magazines will be released as soon as they come back from the printers. These magazines will go out to those who have either bought home business products or enquired about them within the last 3 months. So all advertisments should get a good airing.

More updates soon.

Brand New Business Opportunity!

If you are looking for a business that you can build up from home to provide you with a good extra income then Hatched & Matched may be for you. If, on the other hand, you are looking for an easy no effort enterprise that will make you a millionaire overnight then it isn’t.

This is not some “business opportunity” where we cannot tell you anything about it until we have your money. If you read on you will discover exactly what this business is about and how for some people it could just be what they are looking for. But it will not suit everybody so I think it is important that you understand what is involved before you make a decision.

First of all lets look at the plus side:

• Only requires an investment of under £40
• You do not need any specialist or technical knowledge.
• It is totally your business and you run it as you wish.
• One sale will recover your investment
• It is possible to get others to find your customers for you.

So what is it all about?

When I was searching the Internet a few months ago I came across a web site in the USA which had the details of a couples wedding in San Diego. It contained pictures of the Happy Couple, the Church they were due to be married in. There were also details of the major guests, Matron of Honour, Best Man and Bridesmaids as well as directions to the church. The site also contained links to local hotels and the stores holding the couples wedding gift list.

After a little more research I discovered that in the USA both wedding and Birth announcement sites are becoming very popular. The next job was to search around
to see if there was anyone offering these types of web sites in the UK and I did
find one or two. The point though was that to get one of these sites you would have to go onto the Internet and find it for yourself. And this was were I saw what I think is a tremendous opportunity.

Although having your own Wedding or Birth Announcement web site is a great idea how many happy couples or expectant parents will even know that such sites exist?. Yet if there was someone in their local area to tell them about such sites and offer to provide one do you think they might be interested?

I am sure they would.

From my research the average price for one of these web sites is between £75 and £80, which is really a drop in the ocean, when you think that the average wedding costs £12,000. Now you can offer a Wedding or Birth Announcement sites to potential customers in your area by taking out a Hatched & Matched licence. As a licensee you can offer the following services:

Weddings and Births Announcement Web sites based on a selection of templates which will expand as time goes on and personalised with the information and pictures supplied by your customer. Remember no technical knowledge required.

Up to 6 months hosting for the web site via our fast, reliable web servers hosted in state of the Art Data Cantres and backed up to a seperate secure location.
Changes or updates to the site as required. (normally without charge).
Full telephone and email support


For this all-inclusive service the charge is just £35 per site including 6 months hosting. Now if you are selling this site to your customer for £75 or £80 you are going to make a very healthy profit on each sale.

Who is behind Hatched & Matched?

My name is Dave Bromley and some of you may have heard of my Business
Opportunity Bureau. I had the original idea and have contributed to the marketing plan. However, the real driving force behind Hatched & Matched is Derek Chambers. Derek who owns and runs 1stChoiceWebHost.co.uk the budget priced web hosting company and 1stChoicePromotions.com a budget priced web site design company will be running the day-to-day operation. Derek has been in business since the late 90's. All your sites will be hosted on 1st ChoiceWebHost.co.uk. Both Dave and Derek have been involved in the Home Business industry for many years and are respected members of the Home Business Alliance (H.B.A and The B.O.A.R.D).

The Business

We will be issuing a maximum of 200 Licences for £39.95 each. Each licensee is
entitled to have as many Wedding and Birth Announcement Sites created and Hosted by 1st ChoiceWeb Host for only £35 each. They will also receive a Licensees CD containing copies of the templates, Business Plan Manual and Birth and Wedding Information Forms. Finally they will also get 3 Template CDs, which you can show to prospective customers and access to the Hatched & Matched Phone Help Line.

Why just 200 licences?

There are two reasons why we decided on 200. The first was so that we did not flood the market or have too many people centred in one area. The second reason is that this is a completely new business and we want to get it right. If we sold too many licences we could easily get flooded with orders and Derek would not be able to provide the personal service that we consider so important.

The next 6 months are going to be a big learning curve for our licensees and us. If as we expect this really takes off there are many additional services that you could offer your customers and we have plenty in mind. But we do not want to run before we can walk. Also the feedback that we get from our licensees is going to be invaluable in helping us take Hatched & Matched forward.

Early in this letter I gave you the plus side of Hatched & Matched so I think it is only fair that I also give you the minus side. I am doing this because although you will only be investing £39.95 I really want you to be certain that this business is for you and be as convinced by its potential as we are.

It is brand new and untried.

You will need at some stage to talk to your customers and get their details. (Some people may not like doing this).

This is not a Franchise, once the licence is issued it will beyour business, with your business name and you will be in charge.

We can give you no guarantee as to what the earning
potential is because even we do not know ourselves yet.

But I suspect that earnings will be directly proportionate to
the effort put in. Therefore you will need to be positive and
committed to get the maximum benefits.

(If you have any doubts about this do not buy a licence)

Although not essential a digital camera and or a scanner
would be useful. (We can if required scan from photos).

You will notice, I hope, that there is no “Hype” in this letter. We respect our partners,(and if you buy a licence that is what you would be) far too much to try and fool or hoodwink them.

It is an honest offer from honest people who tell it as we see it. It is a brand new business that should work. Because it is so new I have deliberately kept the cost of the licences low so that after one sale you will have got your investment back.

Please, please if you do not think you can sell at least one site do not buy a licence.

If like me you can see the potential and want to be in at the beginning then this is for you. Believe me if this initial launch proves as successful as I hope the licence fee will go up way above its current price but as a founder licensee that will not effect you.

The Bridal and Infant markets are huge, (far bigger than Internet marketing or Business Opportunities) and I can see a lot of long term potential for Hatched & Matched to grow and prosper and I would like you to be part of that prosperity but
the decision is yours.

Wishing you all the very best,

Dave Bromley

P.S. Remember that you or your customer do not need any technical skills such as web design or other computer knowledge, we take care of all of that for you - consider us your own personal technical support team.

Order your licence Today